Property Guides
Plain-English guides to buying land in Nigeria, checking title documents, spotting scams and investing with confidence.
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How to Rent an Apartment in Nigeria: Agency Fee, Caution Fee and Your Rights
Renting a flat in Nigeria is expensive in a way that surprises people every single time. You find a two-bedroom apartment at 1,200,000 naira a year, you budget…
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Farmland Investment in Nigeria: How the Yield Model Really Works
Farmland investment has been marketed to Nigerians harder than almost any other property product of the last decade, and the marketing usually leads with a number. Earn a…
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Survey Plan Explained: How to Read One and Why It Matters
If you could only take one document with you when investigating a piece of land in Nigeria, it should be the survey plan. Not the receipt, not the…
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Land Buying Guide for Abuja: FCT Land Rules Explained Simply
Abuja confuses buyers who learned property in Lagos or Port Harcourt, and the confusion is not their fault. The Federal Capital Territory is not a state. It has…
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Land Payment Plans in Nigeria: How Installment Buying Really Works
Payment plans are the reason a great many Nigerians own land at all. A plot at three million naira is out of reach for somebody earning a normal…
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Double Allocation: What It Is and How Land Buyers Get Trapped
Two families arrive at the same plot on the same Saturday morning, each with a builder, each with a lorry of sand, each holding receipts, each certain the…
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Abuja Property Market Guide: Districts, Prices and Growth
Abuja is the only major Nigerian property market whose demand is created almost entirely by a decision rather than by geography. Lagos exists because of a port and…
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House Inspection Checklist: 30 Things to Check Before You Pay
Property inspection in Nigeria is usually done badly, and almost never on purpose. A buyer arrives, is shown around by an agent who talks continuously, admires the tiles,…
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How to Calculate Return on Investment (ROI) on Nigerian Land
Here is a conversation that happens in Nigeria every day. Somebody says they bought a plot for two million naira five years ago and it is now worth…
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Deed of Assignment Explained: The Paper That Moves Land From Seller to Buyer
Most Nigerians who have bought land can name the Certificate of Occupancy. Far fewer can explain the deed of assignment, and yet in the great majority of ordinary…
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Land Buying Guide for Lagos: What to Check Before You Pay
Lagos is the hardest place in Nigeria to buy land, and it is also the place where more people have made money from land than anywhere else. Both…
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National Housing Fund (NHF) Loan Explained Simply
If you are a salaried Nigerian worker, there is a reasonable chance that a small deduction leaves your pay every month for the National Housing Fund, and an…